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NOOCredit is not a bank, lender, government agency, law firm, credit bureau, fiduciary, financial advisor or other affiliated entity. NOOCredit is a free social platform designed to connect people who want to discuss credit and finances while providing informative and related content. NOOCredit will not access your credit reports or have any direct impact on your credit scores. Ultimately, your own financial decisions and habits will determine your credit rating. NOOCredit is a free reference source intended for entertainment purposes only. All information provided by NOOCredit or by members on NOOCredit.com should be assumed to be false and should not be taken seriously by anyone. NOOCredit does not receive payment from members or any form of payment or consideration from affiliates or third parties. Anyone who advertises a product or service through our platform is doing so without the consent of NOOCredit. If anyone contacts you asking for personal information such as your social security number or requests money from you claiming to be affiliated with NOOCredit, be warned that they are NOT. NOOCredit has always been and will remain free. NOOCredit is a cutting edge and unfiltered platform created to become a self- sustaining social space for people to network and share knowledge about credit and finance. Please be polite and respectful to other members. We welcome you to NOOCredit and thank you for your contribution to our movement.